LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,121
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$28,996
−HK$889/mo
Today · 4.125%
HK$29,885
baseline
▲ 0.50% · 4.625%
HK$31,703
+HK$1,818/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,770/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,284
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,124
−HK$851/mo
Today · 4.125%
HK$32,975
baseline
▲ 0.50% · 4.625%
HK$34,713
+HK$1,738/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$65,950/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,745
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,795
−HK$1,066/mo
Today · 4.125%
HK$35,861
baseline
▲ 0.50% · 4.625%
HK$38,044
+HK$2,183/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$71,722/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,541
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,548
−HK$1,022/mo
Today · 4.125%
HK$39,570
baseline
▲ 0.50% · 4.625%
HK$41,655
+HK$2,085/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$79,140/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,370
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,594
−HK$1,244/mo
Today · 4.125%
HK$41,838
baseline
▲ 0.50% · 4.625%
HK$44,384
+HK$2,546/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$83,676/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,798
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,973
−HK$1,192/mo
Today · 4.125%
HK$46,165
baseline
▲ 0.50% · 4.625%
HK$48,598
+HK$2,433/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$92,330/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,618
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,193
−HK$1,599/mo
Today · 4.125%
HK$53,792
baseline
▲ 0.50% · 4.625%
HK$57,065
+HK$3,273/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$107,584/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,312
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,822
−HK$1,532/mo
Today · 4.125%
HK$59,354
baseline
▲ 0.50% · 4.625%
HK$62,483
+HK$3,129/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$118,708/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,467 · Scale 2, in force from 26 Feb 2026)