LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,122
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$28,997
−HK$889/mo
Today · 4.125%
HK$29,886
baseline
▲ 0.50% · 4.625%
HK$31,704
+HK$1,818/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,772/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,286
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,125
−HK$851/mo
Today · 4.125%
HK$32,976
baseline
▲ 0.50% · 4.625%
HK$34,714
+HK$1,738/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$65,952/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,746
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,796
−HK$1,067/mo
Today · 4.125%
HK$35,863
baseline
▲ 0.50% · 4.625%
HK$38,045
+HK$2,182/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$71,726/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,543
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,549
−HK$1,022/mo
Today · 4.125%
HK$39,571
baseline
▲ 0.50% · 4.625%
HK$41,657
+HK$2,086/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$79,142/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,371
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,596
−HK$1,244/mo
Today · 4.125%
HK$41,840
baseline
▲ 0.50% · 4.625%
HK$44,386
+HK$2,546/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$83,680/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,800
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,974
−HK$1,192/mo
Today · 4.125%
HK$46,166
baseline
▲ 0.50% · 4.625%
HK$48,600
+HK$2,434/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$92,332/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,620
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,194
−HK$1,600/mo
Today · 4.125%
HK$53,794
baseline
▲ 0.50% · 4.625%
HK$57,067
+HK$3,273/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$107,588/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,314
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,824
−HK$1,532/mo
Today · 4.125%
HK$59,356
baseline
▲ 0.50% · 4.625%
HK$62,485
+HK$3,129/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$118,712/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,482 · Scale 2, in force from 26 Feb 2026)