LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,124
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,998
−HK$889/mo
Today · 4.125%
HK$29,887
baseline
▲ 0.50% · 4.625%
HK$31,706
+HK$1,819/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,774/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,287
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,126
−HK$851/mo
Today · 4.125%
HK$32,977
baseline
▲ 0.50% · 4.625%
HK$34,716
+HK$1,739/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$65,954/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,748
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,798
−HK$1,067/mo
Today · 4.125%
HK$35,865
baseline
▲ 0.50% · 4.625%
HK$38,047
+HK$2,182/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$71,730/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,545
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,552
−HK$1,021/mo
Today · 4.125%
HK$39,573
baseline
▲ 0.50% · 4.625%
HK$41,659
+HK$2,086/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$79,146/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,373
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,598
−HK$1,244/mo
Today · 4.125%
HK$41,842
baseline
▲ 0.50% · 4.625%
HK$44,388
+HK$2,546/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$83,684/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,802
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,977
−HK$1,191/mo
Today · 4.125%
HK$46,168
baseline
▲ 0.50% · 4.625%
HK$48,602
+HK$2,434/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$92,336/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,622
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,197
−HK$1,600/mo
Today · 4.125%
HK$53,797
baseline
▲ 0.50% · 4.625%
HK$57,070
+HK$3,273/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$107,594/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,317
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,827
−HK$1,532/mo
Today · 4.125%
HK$59,359
baseline
▲ 0.50% · 4.625%
HK$62,488
+HK$3,129/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$118,718/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,507 · Scale 2, in force from 26 Feb 2026)