LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,125
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,000
−HK$889/mo
Today · 4.125%
HK$29,889
baseline
▲ 0.50% · 4.625%
HK$31,708
+HK$1,819/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,778/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,289
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,128
−HK$852/mo
Today · 4.125%
HK$32,980
baseline
▲ 0.50% · 4.625%
HK$34,718
+HK$1,738/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$65,960/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,750
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,800
−HK$1,067/mo
Today · 4.125%
HK$35,867
baseline
▲ 0.50% · 4.625%
HK$38,049
+HK$2,182/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$71,734/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,547
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,554
−HK$1,022/mo
Today · 4.125%
HK$39,576
baseline
▲ 0.50% · 4.625%
HK$41,662
+HK$2,086/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$79,152/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,376
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,600
−HK$1,245/mo
Today · 4.125%
HK$41,845
baseline
▲ 0.50% · 4.625%
HK$44,391
+HK$2,546/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$83,690/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,805
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,980
−HK$1,192/mo
Today · 4.125%
HK$46,172
baseline
▲ 0.50% · 4.625%
HK$48,605
+HK$2,433/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$92,344/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,626
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$52,200
−HK$1,600/mo
Today · 4.125%
HK$53,800
baseline
▲ 0.50% · 4.625%
HK$57,074
+HK$3,274/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$107,600/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,321
−HK$3,042/mo
▼ 0.25% · 3.875%
HK$57,831
−HK$1,532/mo
Today · 4.125%
HK$59,363
baseline
▲ 0.50% · 4.625%
HK$62,493
+HK$3,130/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$118,726/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,537 · Scale 2, in force from 26 Feb 2026)