LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,126
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$29,001
−HK$888/mo
Today · 4.125%
HK$29,889
baseline
▲ 0.50% · 4.625%
HK$31,708
+HK$1,819/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,778/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,290
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,129
−HK$851/mo
Today · 4.125%
HK$32,980
baseline
▲ 0.50% · 4.625%
HK$34,719
+HK$1,739/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$65,960/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,751
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,801
−HK$1,066/mo
Today · 4.125%
HK$35,867
baseline
▲ 0.50% · 4.625%
HK$38,050
+HK$2,183/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$71,734/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,548
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,555
−HK$1,021/mo
Today · 4.125%
HK$39,576
baseline
▲ 0.50% · 4.625%
HK$41,662
+HK$2,086/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$79,152/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,376
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,601
−HK$1,244/mo
Today · 4.125%
HK$41,845
baseline
▲ 0.50% · 4.625%
HK$44,391
+HK$2,546/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$83,690/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,805
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,980
−HK$1,192/mo
Today · 4.125%
HK$46,172
baseline
▲ 0.50% · 4.625%
HK$48,606
+HK$2,434/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$92,344/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,626
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,201
−HK$1,600/mo
Today · 4.125%
HK$53,801
baseline
▲ 0.50% · 4.625%
HK$57,075
+HK$3,274/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$107,602/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,321
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,832
−HK$1,532/mo
Today · 4.125%
HK$59,364
baseline
▲ 0.50% · 4.625%
HK$62,493
+HK$3,129/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$118,728/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,543 · Scale 2, in force from 26 Feb 2026)