LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,128
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,003
−HK$889/mo
Today · 4.125%
HK$29,892
baseline
▲ 0.50% · 4.625%
HK$31,711
+HK$1,819/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,784/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,292
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,131
−HK$852/mo
Today · 4.125%
HK$32,983
baseline
▲ 0.50% · 4.625%
HK$34,721
+HK$1,738/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$65,966/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,754
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,803
−HK$1,067/mo
Today · 4.125%
HK$35,870
baseline
▲ 0.50% · 4.625%
HK$38,053
+HK$2,183/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$71,740/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,550
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,558
−HK$1,021/mo
Today · 4.125%
HK$39,579
baseline
▲ 0.50% · 4.625%
HK$41,665
+HK$2,086/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$79,158/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,379
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,604
−HK$1,245/mo
Today · 4.125%
HK$41,849
baseline
▲ 0.50% · 4.625%
HK$44,395
+HK$2,546/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$83,698/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,809
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,984
−HK$1,192/mo
Today · 4.125%
HK$46,176
baseline
▲ 0.50% · 4.625%
HK$48,610
+HK$2,434/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$92,352/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,630
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,205
−HK$1,600/mo
Today · 4.125%
HK$53,805
baseline
▲ 0.50% · 4.625%
HK$57,079
+HK$3,274/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$107,610/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,326
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,836
−HK$1,533/mo
Today · 4.125%
HK$59,369
baseline
▲ 0.50% · 4.625%
HK$62,498
+HK$3,129/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$118,738/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,579 · Scale 2, in force from 26 Feb 2026)