LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,128
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,003
−HK$889/mo
Today · 4.125%
HK$29,892
baseline
▲ 0.50% · 4.625%
HK$31,711
+HK$1,819/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,784/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,293
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,132
−HK$851/mo
Today · 4.125%
HK$32,983
baseline
▲ 0.50% · 4.625%
HK$34,722
+HK$1,739/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$65,966/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,754
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,804
−HK$1,067/mo
Today · 4.125%
HK$35,871
baseline
▲ 0.50% · 4.625%
HK$38,053
+HK$2,182/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$71,742/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,551
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,558
−HK$1,022/mo
Today · 4.125%
HK$39,580
baseline
▲ 0.50% · 4.625%
HK$41,666
+HK$2,086/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$79,160/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,380
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,605
−HK$1,244/mo
Today · 4.125%
HK$41,849
baseline
▲ 0.50% · 4.625%
HK$44,396
+HK$2,547/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$83,698/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,810
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,985
−HK$1,192/mo
Today · 4.125%
HK$46,177
baseline
▲ 0.50% · 4.625%
HK$48,611
+HK$2,434/mo
Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$92,354/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,631
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,206
−HK$1,600/mo
Today · 4.125%
HK$53,806
baseline
▲ 0.50% · 4.625%
HK$57,080
+HK$3,274/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$107,612/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,327
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,837
−HK$1,533/mo
Today · 4.125%
HK$59,370
baseline
▲ 0.50% · 4.625%
HK$62,499
+HK$3,129/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$118,740/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,587 · Scale 2, in force from 26 Feb 2026)