LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,130
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,005
−HK$889/mo
Today · 4.125%
HK$29,894
baseline
▲ 0.50% · 4.625%
HK$31,712
+HK$1,818/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,788/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,294
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,133
−HK$852/mo
Today · 4.125%
HK$32,985
baseline
▲ 0.50% · 4.625%
HK$34,723
+HK$1,738/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$65,970/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,755
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,805
−HK$1,067/mo
Today · 4.125%
HK$35,872
baseline
▲ 0.50% · 4.625%
HK$38,055
+HK$2,183/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$71,744/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,553
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,560
−HK$1,021/mo
Today · 4.125%
HK$39,581
baseline
▲ 0.50% · 4.625%
HK$41,668
+HK$2,087/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$79,162/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,381
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,606
−HK$1,245/mo
Today · 4.125%
HK$41,851
baseline
▲ 0.50% · 4.625%
HK$44,397
+HK$2,546/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$83,702/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,811
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,986
−HK$1,192/mo
Today · 4.125%
HK$46,178
baseline
▲ 0.50% · 4.625%
HK$48,612
+HK$2,434/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$92,356/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,633
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,208
−HK$1,600/mo
Today · 4.125%
HK$53,808
baseline
▲ 0.50% · 4.625%
HK$57,082
+HK$3,274/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$107,616/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,329
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,840
−HK$1,532/mo
Today · 4.125%
HK$59,372
baseline
▲ 0.50% · 4.625%
HK$62,502
+HK$3,130/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$118,744/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,605 · Scale 2, in force from 26 Feb 2026)