LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,131
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,006
−HK$889/mo
Today · 4.125%
HK$29,895
baseline
▲ 0.50% · 4.625%
HK$31,714
+HK$1,819/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,790/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,296
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,135
−HK$851/mo
Today · 4.125%
HK$32,986
baseline
▲ 0.50% · 4.625%
HK$34,725
+HK$1,739/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$65,972/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,757
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,807
−HK$1,067/mo
Today · 4.125%
HK$35,874
baseline
▲ 0.50% · 4.625%
HK$38,057
+HK$2,183/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$71,748/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,555
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,562
−HK$1,022/mo
Today · 4.125%
HK$39,584
baseline
▲ 0.50% · 4.625%
HK$41,670
+HK$2,086/mo
Deposit HK$4.93M · loan HK$7.40M · min. income ≈ HK$79,168/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,384
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,609
−HK$1,244/mo
Today · 4.125%
HK$41,853
baseline
▲ 0.50% · 4.625%
HK$44,400
+HK$2,547/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$83,706/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,814
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,989
−HK$1,192/mo
Today · 4.125%
HK$46,181
baseline
▲ 0.50% · 4.625%
HK$48,615
+HK$2,434/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$92,362/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,636
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,211
−HK$1,600/mo
Today · 4.125%
HK$53,811
baseline
▲ 0.50% · 4.625%
HK$57,086
+HK$3,275/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$107,622/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,632 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,332
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,843
−HK$1,533/mo
Today · 4.125%
HK$59,376
baseline
▲ 0.50% · 4.625%
HK$62,505
+HK$3,129/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$118,752/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,632 · Scale 2, in force from 26 Feb 2026)