LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,135
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,011
−HK$889/mo
Today · 4.125%
HK$29,900
baseline
▲ 0.50% · 4.625%
HK$31,719
+HK$1,819/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,800/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,300
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,140
−HK$851/mo
Today · 4.125%
HK$32,991
baseline
▲ 0.50% · 4.625%
HK$34,730
+HK$1,739/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$65,982/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,762
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,813
−HK$1,067/mo
Today · 4.125%
HK$35,880
baseline
▲ 0.50% · 4.625%
HK$38,063
+HK$2,183/mo
Deposit HK$4.94M · loan HK$7.40M · min. income ≈ HK$71,760/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,560
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,568
−HK$1,022/mo
Today · 4.125%
HK$39,590
baseline
▲ 0.50% · 4.625%
HK$41,676
+HK$2,086/mo
Deposit HK$4.94M · loan HK$7.40M · min. income ≈ HK$79,180/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,390
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,615
−HK$1,245/mo
Today · 4.125%
HK$41,860
baseline
▲ 0.50% · 4.625%
HK$44,407
+HK$2,547/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$83,720/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,820
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$44,996
−HK$1,192/mo
Today · 4.125%
HK$46,188
baseline
▲ 0.50% · 4.625%
HK$48,623
+HK$2,435/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$92,376/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,644
−HK$3,175/mo
▼ 0.25% · 3.875%
HK$52,219
−HK$1,600/mo
Today · 4.125%
HK$53,819
baseline
▲ 0.50% · 4.625%
HK$57,094
+HK$3,275/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$107,638/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,341
−HK$3,043/mo
▼ 0.25% · 3.875%
HK$57,852
−HK$1,532/mo
Today · 4.125%
HK$59,384
baseline
▲ 0.50% · 4.625%
HK$62,515
+HK$3,131/mo
Deposit HK$1.23M · loan HK$11.10M · min. income ≈ HK$118,768/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,701 · Scale 2, in force from 26 Feb 2026)