LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,137
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,013
−HK$889/mo
Today · 4.125%
HK$29,902
baseline
▲ 0.50% · 4.625%
HK$31,721
+HK$1,819/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,804/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,302
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,142
−HK$852/mo
Today · 4.125%
HK$32,994
baseline
▲ 0.50% · 4.625%
HK$34,733
+HK$1,739/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$65,988/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,765
−HK$2,117/mo
▼ 0.25% · 3.875%
HK$34,815
−HK$1,067/mo
Today · 4.125%
HK$35,882
baseline
▲ 0.50% · 4.625%
HK$38,065
+HK$2,183/mo
Deposit HK$4.94M · loan HK$7.40M · min. income ≈ HK$71,764/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,563
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$38,570
−HK$1,022/mo
Today · 4.125%
HK$39,592
baseline
▲ 0.50% · 4.625%
HK$41,679
+HK$2,087/mo
Deposit HK$4.94M · loan HK$7.40M · min. income ≈ HK$79,184/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,392
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,618
−HK$1,244/mo
Today · 4.125%
HK$41,862
baseline
▲ 0.50% · 4.625%
HK$44,410
+HK$2,548/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$83,724/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,823
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$44,999
−HK$1,192/mo
Today · 4.125%
HK$46,191
baseline
▲ 0.50% · 4.625%
HK$48,626
+HK$2,435/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$92,382/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,647
−HK$3,176/mo
▼ 0.25% · 3.875%
HK$52,223
−HK$1,600/mo
Today · 4.125%
HK$53,823
baseline
▲ 0.50% · 4.625%
HK$57,098
+HK$3,275/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$107,646/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,344
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,856
−HK$1,533/mo
Today · 4.125%
HK$59,389
baseline
▲ 0.50% · 4.625%
HK$62,519
+HK$3,130/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$118,778/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,733 · Scale 2, in force from 26 Feb 2026)