LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,142
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,017
−HK$890/mo
Today · 4.125%
HK$29,907
baseline
▲ 0.50% · 4.625%
HK$31,726
+HK$1,819/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,814/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,307
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,147
−HK$852/mo
Today · 4.125%
HK$32,999
baseline
▲ 0.50% · 4.625%
HK$34,738
+HK$1,739/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$65,998/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,770
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,821
−HK$1,067/mo
Today · 4.125%
HK$35,888
baseline
▲ 0.50% · 4.625%
HK$38,072
+HK$2,184/mo
Deposit HK$4.94M · loan HK$7.40M · min. income ≈ HK$71,776/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,569
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,577
−HK$1,022/mo
Today · 4.125%
HK$39,599
baseline
▲ 0.50% · 4.625%
HK$41,686
+HK$2,087/mo
Deposit HK$4.94M · loan HK$7.40M · min. income ≈ HK$79,198/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,399
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,624
−HK$1,245/mo
Today · 4.125%
HK$41,869
baseline
▲ 0.50% · 4.625%
HK$44,417
+HK$2,548/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$83,738/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$462,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,830
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,006
−HK$1,193/mo
Today · 4.125%
HK$46,199
baseline
▲ 0.50% · 4.625%
HK$48,634
+HK$2,435/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$92,398/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$462,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,655
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,231
−HK$1,601/mo
Today · 4.125%
HK$53,832
baseline
▲ 0.50% · 4.625%
HK$57,107
+HK$3,275/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$107,664/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,353
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,865
−HK$1,533/mo
Today · 4.125%
HK$59,398
baseline
▲ 0.50% · 4.625%
HK$62,529
+HK$3,131/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$118,796/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,807 · Scale 2, in force from 26 Feb 2026)