LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,144
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,019
−HK$890/mo
Today · 4.125%
HK$29,909
baseline
▲ 0.50% · 4.625%
HK$31,729
+HK$1,820/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,818/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,310
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,150
−HK$851/mo
Today · 4.125%
HK$33,001
baseline
▲ 0.50% · 4.625%
HK$34,741
+HK$1,740/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$66,002/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,773
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,823
−HK$1,068/mo
Today · 4.125%
HK$35,891
baseline
▲ 0.50% · 4.625%
HK$38,074
+HK$2,183/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,782/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,572
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,579
−HK$1,023/mo
Today · 4.125%
HK$39,602
baseline
▲ 0.50% · 4.625%
HK$41,689
+HK$2,087/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,204/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,401
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,627
−HK$1,245/mo
Today · 4.125%
HK$41,872
baseline
▲ 0.50% · 4.625%
HK$44,420
+HK$2,548/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$83,744/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$462,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,834
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,009
−HK$1,193/mo
Today · 4.125%
HK$46,202
baseline
▲ 0.50% · 4.625%
HK$48,637
+HK$2,435/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$92,404/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$462,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,659
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,235
−HK$1,601/mo
Today · 4.125%
HK$53,836
baseline
▲ 0.50% · 4.625%
HK$57,112
+HK$3,276/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$107,672/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,358
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,869
−HK$1,534/mo
Today · 4.125%
HK$59,403
baseline
▲ 0.50% · 4.625%
HK$62,534
+HK$3,131/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$118,806/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,842 · Scale 2, in force from 26 Feb 2026)