LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,144
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,020
−HK$889/mo
Today · 4.125%
HK$29,909
baseline
▲ 0.50% · 4.625%
HK$31,729
+HK$1,820/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,818/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,310
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,150
−HK$852/mo
Today · 4.125%
HK$33,002
baseline
▲ 0.50% · 4.625%
HK$34,742
+HK$1,740/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$66,004/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,773
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,824
−HK$1,067/mo
Today · 4.125%
HK$35,891
baseline
▲ 0.50% · 4.625%
HK$38,075
+HK$2,184/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,782/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,572
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,580
−HK$1,022/mo
Today · 4.125%
HK$39,602
baseline
▲ 0.50% · 4.625%
HK$41,690
+HK$2,088/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,204/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,402
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,628
−HK$1,245/mo
Today · 4.125%
HK$41,873
baseline
▲ 0.50% · 4.625%
HK$44,421
+HK$2,548/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$83,746/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$462,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,834
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,010
−HK$1,193/mo
Today · 4.125%
HK$46,203
baseline
▲ 0.50% · 4.625%
HK$48,638
+HK$2,435/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$92,406/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$462,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,660
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,236
−HK$1,601/mo
Today · 4.125%
HK$53,837
baseline
▲ 0.50% · 4.625%
HK$57,113
+HK$3,276/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$107,674/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,359
−HK$3,044/mo
▼ 0.25% · 3.875%
HK$57,870
−HK$1,533/mo
Today · 4.125%
HK$59,403
baseline
▲ 0.50% · 4.625%
HK$62,535
+HK$3,132/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$118,806/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,849 · Scale 2, in force from 26 Feb 2026)