LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,147
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,023
−HK$889/mo
Today · 4.125%
HK$29,912
baseline
▲ 0.50% · 4.625%
HK$31,733
+HK$1,821/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,824/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,314
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,153
−HK$852/mo
Today · 4.125%
HK$33,005
baseline
▲ 0.50% · 4.625%
HK$34,745
+HK$1,740/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$66,010/mo (50% DSR)
Upfront cash ≈ HK$6.63M (deposit + AVD stamp duty HK$462,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,777
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,827
−HK$1,068/mo
Today · 4.125%
HK$35,895
baseline
▲ 0.50% · 4.625%
HK$38,079
+HK$2,184/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,790/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,576
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,584
−HK$1,023/mo
Today · 4.125%
HK$39,607
baseline
▲ 0.50% · 4.625%
HK$41,694
+HK$2,087/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,214/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,406
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,632
−HK$1,245/mo
Today · 4.125%
HK$41,877
baseline
▲ 0.50% · 4.625%
HK$44,426
+HK$2,549/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$83,754/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$462,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,839
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,015
−HK$1,193/mo
Today · 4.125%
HK$46,208
baseline
▲ 0.50% · 4.625%
HK$48,643
+HK$2,435/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$92,416/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$462,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,665
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,241
−HK$1,601/mo
Today · 4.125%
HK$53,842
baseline
▲ 0.50% · 4.625%
HK$57,119
+HK$3,277/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$107,684/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,365
−HK$3,045/mo
▼ 0.25% · 3.875%
HK$57,876
−HK$1,534/mo
Today · 4.125%
HK$59,410
baseline
▲ 0.50% · 4.625%
HK$62,541
+HK$3,131/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$118,820/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,898 · Scale 2, in force from 26 Feb 2026)