LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,153
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,029
−HK$890/mo
Today · 4.125%
HK$29,919
baseline
▲ 0.50% · 4.625%
HK$31,739
+HK$1,820/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,838/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$462,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,320
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,160
−HK$852/mo
Today · 4.125%
HK$33,012
baseline
▲ 0.50% · 4.625%
HK$34,752
+HK$1,740/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$66,024/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$462,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,784
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,835
−HK$1,067/mo
Today · 4.125%
HK$35,902
baseline
▲ 0.50% · 4.625%
HK$38,087
+HK$2,185/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,804/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,584
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,592
−HK$1,023/mo
Today · 4.125%
HK$39,615
baseline
▲ 0.50% · 4.625%
HK$41,703
+HK$2,088/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,230/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$462,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,414
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,640
−HK$1,246/mo
Today · 4.125%
HK$41,886
baseline
▲ 0.50% · 4.625%
HK$44,435
+HK$2,549/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$83,772/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$462,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,848
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,024
−HK$1,193/mo
Today · 4.125%
HK$46,217
baseline
▲ 0.50% · 4.625%
HK$48,653
+HK$2,436/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$92,434/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$462,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,676
−HK$3,177/mo
▼ 0.25% · 3.875%
HK$52,252
−HK$1,601/mo
Today · 4.125%
HK$53,853
baseline
▲ 0.50% · 4.625%
HK$57,130
+HK$3,277/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$107,706/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,376
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,888
−HK$1,534/mo
Today · 4.125%
HK$59,422
baseline
▲ 0.50% · 4.625%
HK$62,554
+HK$3,132/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$118,844/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$462,994 · Scale 2, in force from 26 Feb 2026)