LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,155
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,030
−HK$890/mo
Today · 4.125%
HK$29,920
baseline
▲ 0.50% · 4.625%
HK$31,741
+HK$1,821/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,840/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,322
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,162
−HK$852/mo
Today · 4.125%
HK$33,014
baseline
▲ 0.50% · 4.625%
HK$34,754
+HK$1,740/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$66,028/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,785
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,836
−HK$1,068/mo
Today · 4.125%
HK$35,904
baseline
▲ 0.50% · 4.625%
HK$38,089
+HK$2,185/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,808/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$463,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,586
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,594
−HK$1,023/mo
Today · 4.125%
HK$39,617
baseline
▲ 0.50% · 4.625%
HK$41,705
+HK$2,088/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,234/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$463,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,416
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,642
−HK$1,246/mo
Today · 4.125%
HK$41,888
baseline
▲ 0.50% · 4.625%
HK$44,437
+HK$2,549/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$83,776/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,850
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,026
−HK$1,193/mo
Today · 4.125%
HK$46,219
baseline
▲ 0.50% · 4.625%
HK$48,656
+HK$2,437/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$92,438/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,678
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,255
−HK$1,601/mo
Today · 4.125%
HK$53,856
baseline
▲ 0.50% · 4.625%
HK$57,133
+HK$3,277/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$107,712/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,379
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,891
−HK$1,534/mo
Today · 4.125%
HK$59,425
baseline
▲ 0.50% · 4.625%
HK$62,557
+HK$3,132/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$118,850/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,017 · Scale 2, in force from 26 Feb 2026)