LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,155
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,031
−HK$890/mo
Today · 4.125%
HK$29,921
baseline
▲ 0.50% · 4.625%
HK$31,741
+HK$1,820/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,842/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,322
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,162
−HK$852/mo
Today · 4.125%
HK$33,014
baseline
▲ 0.50% · 4.625%
HK$34,755
+HK$1,741/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$66,028/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,786
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,837
−HK$1,068/mo
Today · 4.125%
HK$35,905
baseline
▲ 0.50% · 4.625%
HK$38,090
+HK$2,185/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,810/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$463,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,587
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,595
−HK$1,022/mo
Today · 4.125%
HK$39,617
baseline
▲ 0.50% · 4.625%
HK$41,706
+HK$2,089/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,234/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$463,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,417
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,643
−HK$1,246/mo
Today · 4.125%
HK$41,889
baseline
▲ 0.50% · 4.625%
HK$44,438
+HK$2,549/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$83,778/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,851
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,027
−HK$1,193/mo
Today · 4.125%
HK$46,220
baseline
▲ 0.50% · 4.625%
HK$48,657
+HK$2,437/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$92,440/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,679
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,256
−HK$1,601/mo
Today · 4.125%
HK$53,857
baseline
▲ 0.50% · 4.625%
HK$57,134
+HK$3,277/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$107,714/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,380
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,892
−HK$1,534/mo
Today · 4.125%
HK$59,426
baseline
▲ 0.50% · 4.625%
HK$62,559
+HK$3,133/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$118,852/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,025 · Scale 2, in force from 26 Feb 2026)