LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,156
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,031
−HK$890/mo
Today · 4.125%
HK$29,921
baseline
▲ 0.50% · 4.625%
HK$31,742
+HK$1,821/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,842/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,323
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,163
−HK$852/mo
Today · 4.125%
HK$33,015
baseline
▲ 0.50% · 4.625%
HK$34,755
+HK$1,740/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$66,030/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,787
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,838
−HK$1,068/mo
Today · 4.125%
HK$35,906
baseline
▲ 0.50% · 4.625%
HK$38,090
+HK$2,184/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,812/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$463,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,587
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,596
−HK$1,022/mo
Today · 4.125%
HK$39,618
baseline
▲ 0.50% · 4.625%
HK$41,707
+HK$2,089/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,236/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$463,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,418
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,644
−HK$1,246/mo
Today · 4.125%
HK$41,890
baseline
▲ 0.50% · 4.625%
HK$44,439
+HK$2,549/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$83,780/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,852
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,028
−HK$1,193/mo
Today · 4.125%
HK$46,221
baseline
▲ 0.50% · 4.625%
HK$48,658
+HK$2,437/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$92,442/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,680
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,257
−HK$1,601/mo
Today · 4.125%
HK$53,858
baseline
▲ 0.50% · 4.625%
HK$57,135
+HK$3,277/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$107,716/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,381
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,893
−HK$1,534/mo
Today · 4.125%
HK$59,427
baseline
▲ 0.50% · 4.625%
HK$62,560
+HK$3,133/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$118,854/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,035 · Scale 2, in force from 26 Feb 2026)