LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,156
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,032
−HK$890/mo
Today · 4.125%
HK$29,922
baseline
▲ 0.50% · 4.625%
HK$31,743
+HK$1,821/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,844/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,324
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,164
−HK$852/mo
Today · 4.125%
HK$33,016
baseline
▲ 0.50% · 4.625%
HK$34,756
+HK$1,740/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$66,032/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,788
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,839
−HK$1,068/mo
Today · 4.125%
HK$35,907
baseline
▲ 0.50% · 4.625%
HK$38,091
+HK$2,184/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,814/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$463,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,589
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,597
−HK$1,022/mo
Today · 4.125%
HK$39,619
baseline
▲ 0.50% · 4.625%
HK$41,708
+HK$2,089/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,238/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$463,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,419
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,645
−HK$1,246/mo
Today · 4.125%
HK$41,891
baseline
▲ 0.50% · 4.625%
HK$44,440
+HK$2,549/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$83,782/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,853
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,029
−HK$1,194/mo
Today · 4.125%
HK$46,223
baseline
▲ 0.50% · 4.625%
HK$48,659
+HK$2,436/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$92,446/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,682
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,258
−HK$1,602/mo
Today · 4.125%
HK$53,860
baseline
▲ 0.50% · 4.625%
HK$57,137
+HK$3,277/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$107,720/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,383
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,895
−HK$1,534/mo
Today · 4.125%
HK$59,429
baseline
▲ 0.50% · 4.625%
HK$62,562
+HK$3,133/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$118,858/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,048 · Scale 2, in force from 26 Feb 2026)