LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,157
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,033
−HK$890/mo
Today · 4.125%
HK$29,923
baseline
▲ 0.50% · 4.625%
HK$31,744
+HK$1,821/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,846/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,325
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,165
−HK$852/mo
Today · 4.125%
HK$33,017
baseline
▲ 0.50% · 4.625%
HK$34,757
+HK$1,740/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$66,034/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,789
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,840
−HK$1,067/mo
Today · 4.125%
HK$35,907
baseline
▲ 0.50% · 4.625%
HK$38,092
+HK$2,185/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,814/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$463,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,589
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,598
−HK$1,022/mo
Today · 4.125%
HK$39,620
baseline
▲ 0.50% · 4.625%
HK$41,709
+HK$2,089/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,240/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$463,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,420
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,646
−HK$1,246/mo
Today · 4.125%
HK$41,892
baseline
▲ 0.50% · 4.625%
HK$44,441
+HK$2,549/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$83,784/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,854
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,031
−HK$1,193/mo
Today · 4.125%
HK$46,224
baseline
▲ 0.50% · 4.625%
HK$48,660
+HK$2,436/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$92,448/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,683
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,259
−HK$1,602/mo
Today · 4.125%
HK$53,861
baseline
▲ 0.50% · 4.625%
HK$57,138
+HK$3,277/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$107,722/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,384
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,896
−HK$1,534/mo
Today · 4.125%
HK$59,430
baseline
▲ 0.50% · 4.625%
HK$62,563
+HK$3,133/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$118,860/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,060 · Scale 2, in force from 26 Feb 2026)