LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,158
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,034
−HK$890/mo
Today · 4.125%
HK$29,924
baseline
▲ 0.50% · 4.625%
HK$31,744
+HK$1,820/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,848/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,325
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,165
−HK$853/mo
Today · 4.125%
HK$33,018
baseline
▲ 0.50% · 4.625%
HK$34,758
+HK$1,740/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$66,036/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,789
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,840
−HK$1,068/mo
Today · 4.125%
HK$35,908
baseline
▲ 0.50% · 4.625%
HK$38,093
+HK$2,185/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,816/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$463,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,590
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,599
−HK$1,022/mo
Today · 4.125%
HK$39,621
baseline
▲ 0.50% · 4.625%
HK$41,710
+HK$2,089/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,242/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$463,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,421
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,647
−HK$1,246/mo
Today · 4.125%
HK$41,893
baseline
▲ 0.50% · 4.625%
HK$44,442
+HK$2,549/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$83,786/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,855
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,032
−HK$1,193/mo
Today · 4.125%
HK$46,225
baseline
▲ 0.50% · 4.625%
HK$48,661
+HK$2,436/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$92,450/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,684
−HK$3,178/mo
▼ 0.25% · 3.875%
HK$52,261
−HK$1,601/mo
Today · 4.125%
HK$53,862
baseline
▲ 0.50% · 4.625%
HK$57,140
+HK$3,278/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$107,724/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,386
−HK$3,046/mo
▼ 0.25% · 3.875%
HK$57,898
−HK$1,534/mo
Today · 4.125%
HK$59,432
baseline
▲ 0.50% · 4.625%
HK$62,565
+HK$3,133/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$118,864/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,071 · Scale 2, in force from 26 Feb 2026)