LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,160
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,036
−HK$890/mo
Today · 4.125%
HK$29,926
baseline
▲ 0.50% · 4.625%
HK$31,747
+HK$1,821/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$59,852/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,328
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,168
−HK$853/mo
Today · 4.125%
HK$33,021
baseline
▲ 0.50% · 4.625%
HK$34,761
+HK$1,740/mo
Deposit HK$6.17M · loan HK$6.17M · min. income ≈ HK$66,042/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,792
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,843
−HK$1,068/mo
Today · 4.125%
HK$35,911
baseline
▲ 0.50% · 4.625%
HK$38,096
+HK$2,185/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,822/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$463,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,594
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,602
−HK$1,023/mo
Today · 4.125%
HK$39,625
baseline
▲ 0.50% · 4.625%
HK$41,713
+HK$2,088/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,250/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$463,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,424
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,651
−HK$1,246/mo
Today · 4.125%
HK$41,897
baseline
▲ 0.50% · 4.625%
HK$44,446
+HK$2,549/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$83,794/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,859
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,035
−HK$1,194/mo
Today · 4.125%
HK$46,229
baseline
▲ 0.50% · 4.625%
HK$48,665
+HK$2,436/mo
Deposit HK$3.70M · loan HK$8.64M · min. income ≈ HK$92,458/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,688
−HK$3,179/mo
▼ 0.25% · 3.875%
HK$52,265
−HK$1,602/mo
Today · 4.125%
HK$53,867
baseline
▲ 0.50% · 4.625%
HK$57,145
+HK$3,278/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$107,734/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,390
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,903
−HK$1,534/mo
Today · 4.125%
HK$59,437
baseline
▲ 0.50% · 4.625%
HK$62,570
+HK$3,133/mo
Deposit HK$1.23M · loan HK$11.11M · min. income ≈ HK$118,874/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,110 · Scale 2, in force from 26 Feb 2026)