LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,169
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,045
−HK$890/mo
Today · 4.125%
HK$29,935
baseline
▲ 0.50% · 4.625%
HK$31,757
+HK$1,822/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,870/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,338
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,178
−HK$853/mo
Today · 4.125%
HK$33,031
baseline
▲ 0.50% · 4.625%
HK$34,772
+HK$1,741/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,062/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,803
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,854
−HK$1,068/mo
Today · 4.125%
HK$35,922
baseline
▲ 0.50% · 4.625%
HK$38,108
+HK$2,186/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,844/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$463,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,605
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,614
−HK$1,023/mo
Today · 4.125%
HK$39,637
baseline
▲ 0.50% · 4.625%
HK$41,726
+HK$2,089/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,274/mo (50% DSR)
Upfront cash ≈ HK$5.40M (deposit + AVD stamp duty HK$463,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,436
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,663
−HK$1,246/mo
Today · 4.125%
HK$41,909
baseline
▲ 0.50% · 4.625%
HK$44,460
+HK$2,551/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$83,818/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,873
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,049
−HK$1,194/mo
Today · 4.125%
HK$46,243
baseline
▲ 0.50% · 4.625%
HK$48,681
+HK$2,438/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$92,486/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,704
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,281
−HK$1,603/mo
Today · 4.125%
HK$53,884
baseline
▲ 0.50% · 4.625%
HK$57,162
+HK$3,278/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$107,768/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,408
−HK$3,047/mo
▼ 0.25% · 3.875%
HK$57,921
−HK$1,534/mo
Today · 4.125%
HK$59,455
baseline
▲ 0.50% · 4.625%
HK$62,589
+HK$3,134/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$118,910/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,253 · Scale 2, in force from 26 Feb 2026)