LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,171
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,048
−HK$890/mo
Today · 4.125%
HK$29,938
baseline
▲ 0.50% · 4.625%
HK$31,760
+HK$1,822/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,876/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,340
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,181
−HK$852/mo
Today · 4.125%
HK$33,033
baseline
▲ 0.50% · 4.625%
HK$34,775
+HK$1,742/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,066/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,806
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,857
−HK$1,068/mo
Today · 4.125%
HK$35,925
baseline
▲ 0.50% · 4.625%
HK$38,111
+HK$2,186/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,850/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,608
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,617
−HK$1,023/mo
Today · 4.125%
HK$39,640
baseline
▲ 0.50% · 4.625%
HK$41,730
+HK$2,090/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,280/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,440
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,667
−HK$1,246/mo
Today · 4.125%
HK$41,913
baseline
▲ 0.50% · 4.625%
HK$44,463
+HK$2,550/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$83,826/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,876
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,053
−HK$1,194/mo
Today · 4.125%
HK$46,247
baseline
▲ 0.50% · 4.625%
HK$48,685
+HK$2,438/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$92,494/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,708
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,286
−HK$1,602/mo
Today · 4.125%
HK$53,888
baseline
▲ 0.50% · 4.625%
HK$57,167
+HK$3,279/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$107,776/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,412
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,925
−HK$1,535/mo
Today · 4.125%
HK$59,460
baseline
▲ 0.50% · 4.625%
HK$62,595
+HK$3,135/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$118,920/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,292 · Scale 2, in force from 26 Feb 2026)