LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,175
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,051
−HK$890/mo
Today · 4.125%
HK$29,941
baseline
▲ 0.50% · 4.625%
HK$31,763
+HK$1,822/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,882/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,344
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,185
−HK$852/mo
Today · 4.125%
HK$33,037
baseline
▲ 0.50% · 4.625%
HK$34,779
+HK$1,742/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,074/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,810
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,861
−HK$1,069/mo
Today · 4.125%
HK$35,930
baseline
▲ 0.50% · 4.625%
HK$38,116
+HK$2,186/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,860/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,613
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,622
−HK$1,023/mo
Today · 4.125%
HK$39,645
baseline
▲ 0.50% · 4.625%
HK$41,735
+HK$2,090/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,290/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,445
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,671
−HK$1,247/mo
Today · 4.125%
HK$41,918
baseline
▲ 0.50% · 4.625%
HK$44,469
+HK$2,551/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$83,836/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,882
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,059
−HK$1,193/mo
Today · 4.125%
HK$46,252
baseline
▲ 0.50% · 4.625%
HK$48,690
+HK$2,438/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$92,504/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,714
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,292
−HK$1,603/mo
Today · 4.125%
HK$53,895
baseline
▲ 0.50% · 4.625%
HK$57,174
+HK$3,279/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$107,790/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,419
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,932
−HK$1,535/mo
Today · 4.125%
HK$59,467
baseline
▲ 0.50% · 4.625%
HK$62,602
+HK$3,135/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$118,934/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,347 · Scale 2, in force from 26 Feb 2026)