LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,175
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,051
−HK$891/mo
Today · 4.125%
HK$29,942
baseline
▲ 0.50% · 4.625%
HK$31,764
+HK$1,822/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,884/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,344
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,185
−HK$853/mo
Today · 4.125%
HK$33,038
baseline
▲ 0.50% · 4.625%
HK$34,779
+HK$1,741/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,076/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,810
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,862
−HK$1,068/mo
Today · 4.125%
HK$35,930
baseline
▲ 0.50% · 4.625%
HK$38,117
+HK$2,187/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,860/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,613
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,622
−HK$1,024/mo
Today · 4.125%
HK$39,646
baseline
▲ 0.50% · 4.625%
HK$41,735
+HK$2,089/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,292/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,445
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,672
−HK$1,247/mo
Today · 4.125%
HK$41,919
baseline
▲ 0.50% · 4.625%
HK$44,469
+HK$2,550/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$83,838/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,882
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,059
−HK$1,194/mo
Today · 4.125%
HK$46,253
baseline
▲ 0.50% · 4.625%
HK$48,691
+HK$2,438/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$92,506/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,715
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,293
−HK$1,602/mo
Today · 4.125%
HK$53,895
baseline
▲ 0.50% · 4.625%
HK$57,175
+HK$3,280/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$107,790/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,420
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,933
−HK$1,535/mo
Today · 4.125%
HK$59,468
baseline
▲ 0.50% · 4.625%
HK$62,603
+HK$3,135/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$118,936/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,354 · Scale 2, in force from 26 Feb 2026)