LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,176
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,052
−HK$891/mo
Today · 4.125%
HK$29,943
baseline
▲ 0.50% · 4.625%
HK$31,765
+HK$1,822/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,886/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,345
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,186
−HK$853/mo
Today · 4.125%
HK$33,039
baseline
▲ 0.50% · 4.625%
HK$34,780
+HK$1,741/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,078/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,811
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,863
−HK$1,068/mo
Today · 4.125%
HK$35,931
baseline
▲ 0.50% · 4.625%
HK$38,117
+HK$2,186/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,862/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,614
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,623
−HK$1,023/mo
Today · 4.125%
HK$39,646
baseline
▲ 0.50% · 4.625%
HK$41,736
+HK$2,090/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,292/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,446
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,673
−HK$1,247/mo
Today · 4.125%
HK$41,920
baseline
▲ 0.50% · 4.625%
HK$44,470
+HK$2,550/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$83,840/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,883
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,060
−HK$1,194/mo
Today · 4.125%
HK$46,254
baseline
▲ 0.50% · 4.625%
HK$48,692
+HK$2,438/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$92,508/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,716
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,294
−HK$1,603/mo
Today · 4.125%
HK$53,897
baseline
▲ 0.50% · 4.625%
HK$57,176
+HK$3,279/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$107,794/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,421
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,935
−HK$1,535/mo
Today · 4.125%
HK$59,470
baseline
▲ 0.50% · 4.625%
HK$62,604
+HK$3,134/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$118,940/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,366 · Scale 2, in force from 26 Feb 2026)