LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,176
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,053
−HK$890/mo
Today · 4.125%
HK$29,943
baseline
▲ 0.50% · 4.625%
HK$31,765
+HK$1,822/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,886/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,346
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,187
−HK$852/mo
Today · 4.125%
HK$33,039
baseline
▲ 0.50% · 4.625%
HK$34,781
+HK$1,742/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,078/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,812
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,863
−HK$1,069/mo
Today · 4.125%
HK$35,932
baseline
▲ 0.50% · 4.625%
HK$38,118
+HK$2,186/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,864/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,615
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,624
−HK$1,023/mo
Today · 4.125%
HK$39,647
baseline
▲ 0.50% · 4.625%
HK$41,737
+HK$2,090/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,294/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,447
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,674
−HK$1,247/mo
Today · 4.125%
HK$41,921
baseline
▲ 0.50% · 4.625%
HK$44,471
+HK$2,550/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$83,842/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,884
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,061
−HK$1,194/mo
Today · 4.125%
HK$46,255
baseline
▲ 0.50% · 4.625%
HK$48,693
+HK$2,438/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$92,510/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,718
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,295
−HK$1,603/mo
Today · 4.125%
HK$53,898
baseline
▲ 0.50% · 4.625%
HK$57,178
+HK$3,280/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$107,796/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,423
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,936
−HK$1,535/mo
Today · 4.125%
HK$59,471
baseline
▲ 0.50% · 4.625%
HK$62,606
+HK$3,135/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$118,942/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,376 · Scale 2, in force from 26 Feb 2026)