LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,179
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,056
−HK$890/mo
Today · 4.125%
HK$29,946
baseline
▲ 0.50% · 4.625%
HK$31,769
+HK$1,823/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,892/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,349
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,190
−HK$853/mo
Today · 4.125%
HK$33,043
baseline
▲ 0.50% · 4.625%
HK$34,785
+HK$1,742/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,086/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,815
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,867
−HK$1,069/mo
Today · 4.125%
HK$35,936
baseline
▲ 0.50% · 4.625%
HK$38,122
+HK$2,186/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,872/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,619
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,628
−HK$1,023/mo
Today · 4.125%
HK$39,651
baseline
▲ 0.50% · 4.625%
HK$41,742
+HK$2,091/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,302/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,451
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,678
−HK$1,247/mo
Today · 4.125%
HK$41,925
baseline
▲ 0.50% · 4.625%
HK$44,476
+HK$2,551/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$83,850/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,889
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,066
−HK$1,194/mo
Today · 4.125%
HK$46,260
baseline
▲ 0.50% · 4.625%
HK$48,698
+HK$2,438/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$92,520/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,723
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,300
−HK$1,603/mo
Today · 4.125%
HK$53,903
baseline
▲ 0.50% · 4.625%
HK$57,183
+HK$3,280/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$107,806/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,429
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,942
−HK$1,535/mo
Today · 4.125%
HK$59,477
baseline
▲ 0.50% · 4.625%
HK$62,612
+HK$3,135/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$118,954/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,424 · Scale 2, in force from 26 Feb 2026)