LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,180
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,057
−HK$890/mo
Today · 4.125%
HK$29,947
baseline
▲ 0.50% · 4.625%
HK$31,769
+HK$1,822/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,894/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,350
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,191
−HK$853/mo
Today · 4.125%
HK$33,044
baseline
▲ 0.50% · 4.625%
HK$34,785
+HK$1,741/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,088/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,816
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,868
−HK$1,069/mo
Today · 4.125%
HK$35,937
baseline
▲ 0.50% · 4.625%
HK$38,123
+HK$2,186/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$71,874/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,620
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,629
−HK$1,023/mo
Today · 4.125%
HK$39,652
baseline
▲ 0.50% · 4.625%
HK$41,743
+HK$2,091/mo
Deposit HK$4.94M · loan HK$7.41M · min. income ≈ HK$79,304/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,452
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,679
−HK$1,247/mo
Today · 4.125%
HK$41,926
baseline
▲ 0.50% · 4.625%
HK$44,477
+HK$2,551/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$83,852/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,890
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,067
−HK$1,194/mo
Today · 4.125%
HK$46,261
baseline
▲ 0.50% · 4.625%
HK$48,700
+HK$2,439/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$92,522/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,724
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,302
−HK$1,603/mo
Today · 4.125%
HK$53,905
baseline
▲ 0.50% · 4.625%
HK$57,185
+HK$3,280/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$107,810/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,430
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,943
−HK$1,536/mo
Today · 4.125%
HK$59,479
baseline
▲ 0.50% · 4.625%
HK$62,614
+HK$3,135/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$118,958/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,435 · Scale 2, in force from 26 Feb 2026)