LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,180
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,057
−HK$890/mo
Today · 4.125%
HK$29,947
baseline
▲ 0.50% · 4.625%
HK$31,770
+HK$1,823/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,894/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,350
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,191
−HK$853/mo
Today · 4.125%
HK$33,044
baseline
▲ 0.50% · 4.625%
HK$34,786
+HK$1,742/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,088/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,816
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,868
−HK$1,069/mo
Today · 4.125%
HK$35,937
baseline
▲ 0.50% · 4.625%
HK$38,124
+HK$2,187/mo
Deposit HK$4.94M · loan HK$7.42M · min. income ≈ HK$71,874/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,620
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,629
−HK$1,024/mo
Today · 4.125%
HK$39,653
baseline
▲ 0.50% · 4.625%
HK$41,743
+HK$2,090/mo
Deposit HK$4.94M · loan HK$7.42M · min. income ≈ HK$79,306/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,452
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,680
−HK$1,246/mo
Today · 4.125%
HK$41,926
baseline
▲ 0.50% · 4.625%
HK$44,478
+HK$2,552/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$83,852/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,890
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,068
−HK$1,194/mo
Today · 4.125%
HK$46,262
baseline
▲ 0.50% · 4.625%
HK$48,700
+HK$2,438/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$92,524/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,725
−HK$3,180/mo
▼ 0.25% · 3.875%
HK$52,302
−HK$1,603/mo
Today · 4.125%
HK$53,905
baseline
▲ 0.50% · 4.625%
HK$57,185
+HK$3,280/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$107,810/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,431
−HK$3,048/mo
▼ 0.25% · 3.875%
HK$57,944
−HK$1,535/mo
Today · 4.125%
HK$59,479
baseline
▲ 0.50% · 4.625%
HK$62,615
+HK$3,136/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$118,958/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,440 · Scale 2, in force from 26 Feb 2026)