LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,183
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,060
−HK$890/mo
Today · 4.125%
HK$29,950
baseline
▲ 0.50% · 4.625%
HK$31,773
+HK$1,823/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,900/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,353
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,194
−HK$853/mo
Today · 4.125%
HK$33,047
baseline
▲ 0.50% · 4.625%
HK$34,789
+HK$1,742/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,094/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,820
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,872
−HK$1,068/mo
Today · 4.125%
HK$35,940
baseline
▲ 0.50% · 4.625%
HK$38,127
+HK$2,187/mo
Deposit HK$4.94M · loan HK$7.42M · min. income ≈ HK$71,880/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,624
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,633
−HK$1,024/mo
Today · 4.125%
HK$39,657
baseline
▲ 0.50% · 4.625%
HK$41,747
+HK$2,090/mo
Deposit HK$4.94M · loan HK$7.42M · min. income ≈ HK$79,314/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,456
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,684
−HK$1,247/mo
Today · 4.125%
HK$41,931
baseline
▲ 0.50% · 4.625%
HK$44,482
+HK$2,551/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$83,862/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,895
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,072
−HK$1,194/mo
Today · 4.125%
HK$46,266
baseline
▲ 0.50% · 4.625%
HK$48,705
+HK$2,439/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$92,532/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,730
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,308
−HK$1,603/mo
Today · 4.125%
HK$53,911
baseline
▲ 0.50% · 4.625%
HK$57,191
+HK$3,280/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$107,822/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,436
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,950
−HK$1,535/mo
Today · 4.125%
HK$59,485
baseline
▲ 0.50% · 4.625%
HK$62,621
+HK$3,136/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$118,970/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,486 · Scale 2, in force from 26 Feb 2026)