LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,185
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,062
−HK$891/mo
Today · 4.125%
HK$29,953
baseline
▲ 0.50% · 4.625%
HK$31,775
+HK$1,822/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,906/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,356
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,197
−HK$853/mo
Today · 4.125%
HK$33,050
baseline
▲ 0.50% · 4.625%
HK$34,792
+HK$1,742/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,100/mo (50% DSR)
Upfront cash ≈ HK$6.64M (deposit + AVD stamp duty HK$463,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,823
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,875
−HK$1,069/mo
Today · 4.125%
HK$35,944
baseline
▲ 0.50% · 4.625%
HK$38,131
+HK$2,187/mo
Deposit HK$4.94M · loan HK$7.42M · min. income ≈ HK$71,888/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,627
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,636
−HK$1,024/mo
Today · 4.125%
HK$39,660
baseline
▲ 0.50% · 4.625%
HK$41,751
+HK$2,091/mo
Deposit HK$4.94M · loan HK$7.42M · min. income ≈ HK$79,320/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,460
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,687
−HK$1,247/mo
Today · 4.125%
HK$41,934
baseline
▲ 0.50% · 4.625%
HK$44,486
+HK$2,552/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$83,868/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,898
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,076
−HK$1,194/mo
Today · 4.125%
HK$46,270
baseline
▲ 0.50% · 4.625%
HK$48,709
+HK$2,439/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$92,540/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,734
−HK$3,181/mo
▼ 0.25% · 3.875%
HK$52,312
−HK$1,603/mo
Today · 4.125%
HK$53,915
baseline
▲ 0.50% · 4.625%
HK$57,196
+HK$3,281/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$107,830/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,441
−HK$3,049/mo
▼ 0.25% · 3.875%
HK$57,955
−HK$1,535/mo
Today · 4.125%
HK$59,490
baseline
▲ 0.50% · 4.625%
HK$62,626
+HK$3,136/mo
Deposit HK$1.24M · loan HK$11.12M · min. income ≈ HK$118,980/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,525 · Scale 2, in force from 26 Feb 2026)