LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,193
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,070
−HK$891/mo
Today · 4.125%
HK$29,961
baseline
▲ 0.50% · 4.625%
HK$31,784
+HK$1,823/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,922/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,364
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,205
−HK$854/mo
Today · 4.125%
HK$33,059
baseline
▲ 0.50% · 4.625%
HK$34,801
+HK$1,742/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,118/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,831
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,884
−HK$1,069/mo
Today · 4.125%
HK$35,953
baseline
▲ 0.50% · 4.625%
HK$38,141
+HK$2,188/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$71,906/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,637
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,646
−HK$1,024/mo
Today · 4.125%
HK$39,670
baseline
▲ 0.50% · 4.625%
HK$41,762
+HK$2,092/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$79,340/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,470
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,698
−HK$1,247/mo
Today · 4.125%
HK$41,945
baseline
▲ 0.50% · 4.625%
HK$44,497
+HK$2,552/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$83,890/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,910
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,087
−HK$1,195/mo
Today · 4.125%
HK$46,282
baseline
▲ 0.50% · 4.625%
HK$48,722
+HK$2,440/mo
Deposit HK$3.71M · loan HK$8.65M · min. income ≈ HK$92,564/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,747
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,326
−HK$1,603/mo
Today · 4.125%
HK$53,929
baseline
▲ 0.50% · 4.625%
HK$57,211
+HK$3,282/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$107,858/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,456
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,970
−HK$1,536/mo
Today · 4.125%
HK$59,506
baseline
▲ 0.50% · 4.625%
HK$62,642
+HK$3,136/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$119,012/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,645 · Scale 2, in force from 26 Feb 2026)