LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,195
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,072
−HK$891/mo
Today · 4.125%
HK$29,963
baseline
▲ 0.50% · 4.625%
HK$31,786
+HK$1,823/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,926/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,367
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,208
−HK$853/mo
Today · 4.125%
HK$33,061
baseline
▲ 0.50% · 4.625%
HK$34,804
+HK$1,743/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,122/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,834
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,886
−HK$1,070/mo
Today · 4.125%
HK$35,956
baseline
▲ 0.50% · 4.625%
HK$38,143
+HK$2,187/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$71,912/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,640
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,649
−HK$1,025/mo
Today · 4.125%
HK$39,674
baseline
▲ 0.50% · 4.625%
HK$41,765
+HK$2,091/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$79,348/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,473
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,701
−HK$1,247/mo
Today · 4.125%
HK$41,948
baseline
▲ 0.50% · 4.625%
HK$44,501
+HK$2,553/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,896/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,913
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,091
−HK$1,195/mo
Today · 4.125%
HK$46,286
baseline
▲ 0.50% · 4.625%
HK$48,726
+HK$2,440/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,572/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,751
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,330
−HK$1,604/mo
Today · 4.125%
HK$53,934
baseline
▲ 0.50% · 4.625%
HK$57,215
+HK$3,281/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$107,868/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,460
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,974
−HK$1,536/mo
Today · 4.125%
HK$59,510
baseline
▲ 0.50% · 4.625%
HK$62,647
+HK$3,137/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$119,020/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,682 · Scale 2, in force from 26 Feb 2026)