LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,196
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,073
−HK$891/mo
Today · 4.125%
HK$29,964
baseline
▲ 0.50% · 4.625%
HK$31,787
+HK$1,823/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,928/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,368
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,209
−HK$853/mo
Today · 4.125%
HK$33,062
baseline
▲ 0.50% · 4.625%
HK$34,805
+HK$1,743/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,124/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,835
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,888
−HK$1,069/mo
Today · 4.125%
HK$35,957
baseline
▲ 0.50% · 4.625%
HK$38,145
+HK$2,188/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$71,914/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,641
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,651
−HK$1,024/mo
Today · 4.125%
HK$39,675
baseline
▲ 0.50% · 4.625%
HK$41,766
+HK$2,091/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$79,350/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,474
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,702
−HK$1,248/mo
Today · 4.125%
HK$41,950
baseline
▲ 0.50% · 4.625%
HK$44,502
+HK$2,552/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,900/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,915
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,092
−HK$1,195/mo
Today · 4.125%
HK$46,287
baseline
▲ 0.50% · 4.625%
HK$48,727
+HK$2,440/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,574/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,753
−HK$3,182/mo
▼ 0.25% · 3.875%
HK$52,331
−HK$1,604/mo
Today · 4.125%
HK$53,935
baseline
▲ 0.50% · 4.625%
HK$57,217
+HK$3,282/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$107,870/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,462
−HK$3,050/mo
▼ 0.25% · 3.875%
HK$57,976
−HK$1,536/mo
Today · 4.125%
HK$59,512
baseline
▲ 0.50% · 4.625%
HK$62,649
+HK$3,137/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$119,024/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,696 · Scale 2, in force from 26 Feb 2026)