LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,197
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,074
−HK$891/mo
Today · 4.125%
HK$29,965
baseline
▲ 0.50% · 4.625%
HK$31,789
+HK$1,824/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,930/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,369
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,210
−HK$854/mo
Today · 4.125%
HK$33,064
baseline
▲ 0.50% · 4.625%
HK$34,807
+HK$1,743/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,128/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,837
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,889
−HK$1,070/mo
Today · 4.125%
HK$35,959
baseline
▲ 0.50% · 4.625%
HK$38,147
+HK$2,188/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$71,918/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,643
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,653
−HK$1,024/mo
Today · 4.125%
HK$39,677
baseline
▲ 0.50% · 4.625%
HK$41,768
+HK$2,091/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$79,354/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,476
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,704
−HK$1,248/mo
Today · 4.125%
HK$41,952
baseline
▲ 0.50% · 4.625%
HK$44,504
+HK$2,552/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,904/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,917
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,095
−HK$1,194/mo
Today · 4.125%
HK$46,289
baseline
▲ 0.50% · 4.625%
HK$48,729
+HK$2,440/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,578/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,755
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,334
−HK$1,604/mo
Today · 4.125%
HK$53,938
baseline
▲ 0.50% · 4.625%
HK$57,220
+HK$3,282/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$107,876/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,464
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,979
−HK$1,536/mo
Today · 4.125%
HK$59,515
baseline
▲ 0.50% · 4.625%
HK$62,652
+HK$3,137/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$119,030/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,719 · Scale 2, in force from 26 Feb 2026)