LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,199
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,077
−HK$891/mo
Today · 4.125%
HK$29,968
baseline
▲ 0.50% · 4.625%
HK$31,791
+HK$1,823/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,936/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,372
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,213
−HK$854/mo
Today · 4.125%
HK$33,067
baseline
▲ 0.50% · 4.625%
HK$34,809
+HK$1,742/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,134/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,839
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,892
−HK$1,069/mo
Today · 4.125%
HK$35,961
baseline
▲ 0.50% · 4.625%
HK$38,150
+HK$2,189/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$71,922/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,646
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,656
−HK$1,024/mo
Today · 4.125%
HK$39,680
baseline
▲ 0.50% · 4.625%
HK$41,771
+HK$2,091/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$79,360/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,479
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,707
−HK$1,248/mo
Today · 4.125%
HK$41,955
baseline
▲ 0.50% · 4.625%
HK$44,508
+HK$2,553/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,910/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,920
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,098
−HK$1,195/mo
Today · 4.125%
HK$46,293
baseline
▲ 0.50% · 4.625%
HK$48,733
+HK$2,440/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,586/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,759
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,338
−HK$1,604/mo
Today · 4.125%
HK$53,942
baseline
▲ 0.50% · 4.625%
HK$57,224
+HK$3,282/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$107,884/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,469
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,983
−HK$1,537/mo
Today · 4.125%
HK$59,520
baseline
▲ 0.50% · 4.625%
HK$62,657
+HK$3,137/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$119,040/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,755 · Scale 2, in force from 26 Feb 2026)