LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,200
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,077
−HK$891/mo
Today · 4.125%
HK$29,968
baseline
▲ 0.50% · 4.625%
HK$31,792
+HK$1,824/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,936/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,372
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,214
−HK$853/mo
Today · 4.125%
HK$33,067
baseline
▲ 0.50% · 4.625%
HK$34,810
+HK$1,743/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,134/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,840
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,893
−HK$1,069/mo
Today · 4.125%
HK$35,962
baseline
▲ 0.50% · 4.625%
HK$38,150
+HK$2,188/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$71,924/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,647
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,656
−HK$1,024/mo
Today · 4.125%
HK$39,680
baseline
▲ 0.50% · 4.625%
HK$41,772
+HK$2,092/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$79,360/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,480
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,708
−HK$1,248/mo
Today · 4.125%
HK$41,956
baseline
▲ 0.50% · 4.625%
HK$44,509
+HK$2,553/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,912/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,921
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,099
−HK$1,195/mo
Today · 4.125%
HK$46,294
baseline
▲ 0.50% · 4.625%
HK$48,734
+HK$2,440/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,588/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,760
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,339
−HK$1,604/mo
Today · 4.125%
HK$53,943
baseline
▲ 0.50% · 4.625%
HK$57,225
+HK$3,282/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$107,886/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,470
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,984
−HK$1,537/mo
Today · 4.125%
HK$59,521
baseline
▲ 0.50% · 4.625%
HK$62,658
+HK$3,137/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$119,042/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,763 · Scale 2, in force from 26 Feb 2026)