LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,200
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,077
−HK$892/mo
Today · 4.125%
HK$29,969
baseline
▲ 0.50% · 4.625%
HK$31,792
+HK$1,823/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,938/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,373
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,214
−HK$854/mo
Today · 4.125%
HK$33,068
baseline
▲ 0.50% · 4.625%
HK$34,811
+HK$1,743/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,136/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,840
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,893
−HK$1,069/mo
Today · 4.125%
HK$35,962
baseline
▲ 0.50% · 4.625%
HK$38,151
+HK$2,189/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$71,924/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,647
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,657
−HK$1,024/mo
Today · 4.125%
HK$39,681
baseline
▲ 0.50% · 4.625%
HK$41,773
+HK$2,092/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$79,362/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,480
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,708
−HK$1,248/mo
Today · 4.125%
HK$41,956
baseline
▲ 0.50% · 4.625%
HK$44,509
+HK$2,553/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,912/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,922
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,100
−HK$1,195/mo
Today · 4.125%
HK$46,295
baseline
▲ 0.50% · 4.625%
HK$48,735
+HK$2,440/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,590/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,761
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,339
−HK$1,605/mo
Today · 4.125%
HK$53,944
baseline
▲ 0.50% · 4.625%
HK$57,226
+HK$3,282/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$107,888/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,471
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,985
−HK$1,537/mo
Today · 4.125%
HK$59,522
baseline
▲ 0.50% · 4.625%
HK$62,659
+HK$3,137/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$119,044/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,769 · Scale 2, in force from 26 Feb 2026)