LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,203
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,081
−HK$891/mo
Today · 4.125%
HK$29,972
baseline
▲ 0.50% · 4.625%
HK$31,796
+HK$1,824/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,944/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,376
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,218
−HK$853/mo
Today · 4.125%
HK$33,071
baseline
▲ 0.50% · 4.625%
HK$34,814
+HK$1,743/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,142/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,844
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,897
−HK$1,069/mo
Today · 4.125%
HK$35,966
baseline
▲ 0.50% · 4.625%
HK$38,155
+HK$2,189/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$71,932/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,651
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,661
−HK$1,024/mo
Today · 4.125%
HK$39,685
baseline
▲ 0.50% · 4.625%
HK$41,777
+HK$2,092/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$79,370/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,485
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,713
−HK$1,248/mo
Today · 4.125%
HK$41,961
baseline
▲ 0.50% · 4.625%
HK$44,514
+HK$2,553/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,922/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,926
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,105
−HK$1,195/mo
Today · 4.125%
HK$46,300
baseline
▲ 0.50% · 4.625%
HK$48,740
+HK$2,440/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,600/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,766
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,345
−HK$1,605/mo
Today · 4.125%
HK$53,950
baseline
▲ 0.50% · 4.625%
HK$57,232
+HK$3,282/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$107,900/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,477
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,992
−HK$1,536/mo
Today · 4.125%
HK$59,528
baseline
▲ 0.50% · 4.625%
HK$62,666
+HK$3,138/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$119,056/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,821 · Scale 2, in force from 26 Feb 2026)