LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,204
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,082
−HK$891/mo
Today · 4.125%
HK$29,973
baseline
▲ 0.50% · 4.625%
HK$31,797
+HK$1,824/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,946/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,377
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,218
−HK$854/mo
Today · 4.125%
HK$33,072
baseline
▲ 0.50% · 4.625%
HK$34,815
+HK$1,743/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,144/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,845
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,898
−HK$1,069/mo
Today · 4.125%
HK$35,967
baseline
▲ 0.50% · 4.625%
HK$38,156
+HK$2,189/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$71,934/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,652
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,662
−HK$1,025/mo
Today · 4.125%
HK$39,687
baseline
▲ 0.50% · 4.625%
HK$41,778
+HK$2,091/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$79,374/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,486
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,714
−HK$1,248/mo
Today · 4.125%
HK$41,962
baseline
▲ 0.50% · 4.625%
HK$44,515
+HK$2,553/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,924/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,928
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,106
−HK$1,195/mo
Today · 4.125%
HK$46,301
baseline
▲ 0.50% · 4.625%
HK$48,742
+HK$2,441/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,602/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,768
−HK$3,183/mo
▼ 0.25% · 3.875%
HK$52,347
−HK$1,604/mo
Today · 4.125%
HK$53,951
baseline
▲ 0.50% · 4.625%
HK$57,234
+HK$3,283/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$107,902/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,478
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$57,993
−HK$1,537/mo
Today · 4.125%
HK$59,530
baseline
▲ 0.50% · 4.625%
HK$62,668
+HK$3,138/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$119,060/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,833 · Scale 2, in force from 26 Feb 2026)