LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,206
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,084
−HK$891/mo
Today · 4.125%
HK$29,975
baseline
▲ 0.50% · 4.625%
HK$31,799
+HK$1,824/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$59,950/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,379
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,221
−HK$854/mo
Today · 4.125%
HK$33,075
baseline
▲ 0.50% · 4.625%
HK$34,818
+HK$1,743/mo
Deposit HK$6.18M · loan HK$6.18M · min. income ≈ HK$66,150/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,848
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,900
−HK$1,070/mo
Today · 4.125%
HK$35,970
baseline
▲ 0.50% · 4.625%
HK$38,159
+HK$2,189/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$71,940/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,655
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,665
−HK$1,025/mo
Today · 4.125%
HK$39,690
baseline
▲ 0.50% · 4.625%
HK$41,782
+HK$2,092/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$79,380/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,489
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$40,717
−HK$1,248/mo
Today · 4.125%
HK$41,965
baseline
▲ 0.50% · 4.625%
HK$44,519
+HK$2,554/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,930/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,931
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,109
−HK$1,195/mo
Today · 4.125%
HK$46,304
baseline
▲ 0.50% · 4.625%
HK$48,745
+HK$2,441/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,608/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$463,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,771
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,351
−HK$1,604/mo
Today · 4.125%
HK$53,955
baseline
▲ 0.50% · 4.625%
HK$57,238
+HK$3,283/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$107,910/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,483
−HK$3,051/mo
▼ 0.25% · 3.875%
HK$57,998
−HK$1,536/mo
Today · 4.125%
HK$59,534
baseline
▲ 0.50% · 4.625%
HK$62,672
+HK$3,138/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$119,068/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,869 · Scale 2, in force from 26 Feb 2026)