LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,211
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,088
−HK$892/mo
Today · 4.125%
HK$29,980
baseline
▲ 0.50% · 4.625%
HK$31,804
+HK$1,824/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$59,960/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,384
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,226
−HK$854/mo
Today · 4.125%
HK$33,080
baseline
▲ 0.50% · 4.625%
HK$34,823
+HK$1,743/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$66,160/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,853
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,906
−HK$1,070/mo
Today · 4.125%
HK$35,976
baseline
▲ 0.50% · 4.625%
HK$38,165
+HK$2,189/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$71,952/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,661
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,671
−HK$1,025/mo
Today · 4.125%
HK$39,696
baseline
▲ 0.50% · 4.625%
HK$41,788
+HK$2,092/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$79,392/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,495
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,723
−HK$1,249/mo
Today · 4.125%
HK$41,972
baseline
▲ 0.50% · 4.625%
HK$44,525
+HK$2,553/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,944/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$463,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,938
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$45,116
−HK$1,195/mo
Today · 4.125%
HK$46,311
baseline
▲ 0.50% · 4.625%
HK$48,753
+HK$2,442/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,622/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$463,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,779
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,359
−HK$1,604/mo
Today · 4.125%
HK$53,963
baseline
▲ 0.50% · 4.625%
HK$57,247
+HK$3,284/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$107,926/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,491
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,006
−HK$1,537/mo
Today · 4.125%
HK$59,543
baseline
▲ 0.50% · 4.625%
HK$62,682
+HK$3,139/mo
Deposit HK$1.24M · loan HK$11.13M · min. income ≈ HK$119,086/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,939 · Scale 2, in force from 26 Feb 2026)