LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,212
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,090
−HK$891/mo
Today · 4.125%
HK$29,981
baseline
▲ 0.50% · 4.625%
HK$31,806
+HK$1,825/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$59,962/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,386
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,228
−HK$854/mo
Today · 4.125%
HK$33,082
baseline
▲ 0.50% · 4.625%
HK$34,825
+HK$1,743/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$66,164/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,855
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,908
−HK$1,070/mo
Today · 4.125%
HK$35,978
baseline
▲ 0.50% · 4.625%
HK$38,167
+HK$2,189/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$71,956/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,663
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,673
−HK$1,025/mo
Today · 4.125%
HK$39,698
baseline
▲ 0.50% · 4.625%
HK$41,790
+HK$2,092/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$79,396/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,497
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,726
−HK$1,248/mo
Today · 4.125%
HK$41,974
baseline
▲ 0.50% · 4.625%
HK$44,528
+HK$2,554/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,948/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$463,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,940
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,119
−HK$1,195/mo
Today · 4.125%
HK$46,314
baseline
▲ 0.50% · 4.625%
HK$48,756
+HK$2,442/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,628/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$463,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,782
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,362
−HK$1,605/mo
Today · 4.125%
HK$53,967
baseline
▲ 0.50% · 4.625%
HK$57,250
+HK$3,283/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$107,934/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,495
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,010
−HK$1,537/mo
Today · 4.125%
HK$59,547
baseline
▲ 0.50% · 4.625%
HK$62,686
+HK$3,139/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$119,094/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,967 · Scale 2, in force from 26 Feb 2026)