LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,213
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,091
−HK$891/mo
Today · 4.125%
HK$29,982
baseline
▲ 0.50% · 4.625%
HK$31,807
+HK$1,825/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$59,964/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,387
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,229
−HK$853/mo
Today · 4.125%
HK$33,082
baseline
▲ 0.50% · 4.625%
HK$34,826
+HK$1,744/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$66,164/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,856
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,909
−HK$1,070/mo
Today · 4.125%
HK$35,979
baseline
▲ 0.50% · 4.625%
HK$38,168
+HK$2,189/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$71,958/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,664
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,674
−HK$1,025/mo
Today · 4.125%
HK$39,699
baseline
▲ 0.50% · 4.625%
HK$41,792
+HK$2,093/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$79,398/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,498
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,727
−HK$1,248/mo
Today · 4.125%
HK$41,975
baseline
▲ 0.50% · 4.625%
HK$44,529
+HK$2,554/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,950/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$463,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,941
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,120
−HK$1,195/mo
Today · 4.125%
HK$46,315
baseline
▲ 0.50% · 4.625%
HK$48,757
+HK$2,442/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,630/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$463,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,784
−HK$3,184/mo
▼ 0.25% · 3.875%
HK$52,363
−HK$1,605/mo
Today · 4.125%
HK$53,968
baseline
▲ 0.50% · 4.625%
HK$57,252
+HK$3,284/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$107,936/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,496
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,011
−HK$1,537/mo
Today · 4.125%
HK$59,548
baseline
▲ 0.50% · 4.625%
HK$62,687
+HK$3,139/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$119,096/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,979 · Scale 2, in force from 26 Feb 2026)