LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,213
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,091
−HK$892/mo
Today · 4.125%
HK$29,983
baseline
▲ 0.50% · 4.625%
HK$31,807
+HK$1,824/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$59,966/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,387
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,229
−HK$854/mo
Today · 4.125%
HK$33,083
baseline
▲ 0.50% · 4.625%
HK$34,827
+HK$1,744/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$66,166/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,856
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,909
−HK$1,070/mo
Today · 4.125%
HK$35,979
baseline
▲ 0.50% · 4.625%
HK$38,168
+HK$2,189/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$71,958/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,665
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,675
−HK$1,025/mo
Today · 4.125%
HK$39,700
baseline
▲ 0.50% · 4.625%
HK$41,792
+HK$2,092/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$79,400/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,499
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,727
−HK$1,249/mo
Today · 4.125%
HK$41,976
baseline
▲ 0.50% · 4.625%
HK$44,530
+HK$2,554/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,952/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$463,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,942
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,121
−HK$1,195/mo
Today · 4.125%
HK$46,316
baseline
▲ 0.50% · 4.625%
HK$48,757
+HK$2,441/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,632/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$463,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,784
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,364
−HK$1,605/mo
Today · 4.125%
HK$53,969
baseline
▲ 0.50% · 4.625%
HK$57,253
+HK$3,284/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$107,938/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,497
−HK$3,052/mo
▼ 0.25% · 3.875%
HK$58,012
−HK$1,537/mo
Today · 4.125%
HK$59,549
baseline
▲ 0.50% · 4.625%
HK$62,688
+HK$3,139/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$119,098/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,985 · Scale 2, in force from 26 Feb 2026)