LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,214
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,092
−HK$891/mo
Today · 4.125%
HK$29,983
baseline
▲ 0.50% · 4.625%
HK$31,808
+HK$1,825/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$59,966/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,388
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,230
−HK$854/mo
Today · 4.125%
HK$33,084
baseline
▲ 0.50% · 4.625%
HK$34,828
+HK$1,744/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$66,168/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$463,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,857
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,910
−HK$1,070/mo
Today · 4.125%
HK$35,980
baseline
▲ 0.50% · 4.625%
HK$38,169
+HK$2,189/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$71,960/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,665
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,676
−HK$1,024/mo
Today · 4.125%
HK$39,700
baseline
▲ 0.50% · 4.625%
HK$41,793
+HK$2,093/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$79,400/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$463,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,500
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,728
−HK$1,249/mo
Today · 4.125%
HK$41,977
baseline
▲ 0.50% · 4.625%
HK$44,531
+HK$2,554/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,954/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$463,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,943
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,122
−HK$1,195/mo
Today · 4.125%
HK$46,317
baseline
▲ 0.50% · 4.625%
HK$48,759
+HK$2,442/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,634/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$463,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,785
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,365
−HK$1,605/mo
Today · 4.125%
HK$53,970
baseline
▲ 0.50% · 4.625%
HK$57,254
+HK$3,284/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$107,940/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,498
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,013
−HK$1,538/mo
Today · 4.125%
HK$59,551
baseline
▲ 0.50% · 4.625%
HK$62,690
+HK$3,139/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$119,102/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$463,995 · Scale 2, in force from 26 Feb 2026)