LTV · monthly repayment
▼ 0.50% · 3.625%
HK$28,215
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,092
−HK$892/mo
Today · 4.125%
HK$29,984
baseline
▲ 0.50% · 4.625%
HK$31,808
+HK$1,824/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$59,968/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$464,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,389
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,230
−HK$854/mo
Today · 4.125%
HK$33,084
baseline
▲ 0.50% · 4.625%
HK$34,828
+HK$1,744/mo
Deposit HK$6.19M · loan HK$6.19M · min. income ≈ HK$66,168/mo (50% DSR)
Upfront cash ≈ HK$6.65M (deposit + AVD stamp duty HK$464,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,858
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,911
−HK$1,070/mo
Today · 4.125%
HK$35,981
baseline
▲ 0.50% · 4.625%
HK$38,170
+HK$2,189/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$71,962/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$464,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,666
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,676
−HK$1,025/mo
Today · 4.125%
HK$39,701
baseline
▲ 0.50% · 4.625%
HK$41,794
+HK$2,093/mo
Deposit HK$4.95M · loan HK$7.42M · min. income ≈ HK$79,402/mo (50% DSR)
Upfront cash ≈ HK$5.41M (deposit + AVD stamp duty HK$464,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,501
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,729
−HK$1,249/mo
Today · 4.125%
HK$41,978
baseline
▲ 0.50% · 4.625%
HK$44,532
+HK$2,554/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$83,956/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,944
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$45,122
−HK$1,196/mo
Today · 4.125%
HK$46,318
baseline
▲ 0.50% · 4.625%
HK$48,760
+HK$2,442/mo
Deposit HK$3.71M · loan HK$8.66M · min. income ≈ HK$92,636/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,786
−HK$3,185/mo
▼ 0.25% · 3.875%
HK$52,366
−HK$1,605/mo
Today · 4.125%
HK$53,971
baseline
▲ 0.50% · 4.625%
HK$57,255
+HK$3,284/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$107,942/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,499
−HK$3,053/mo
▼ 0.25% · 3.875%
HK$58,015
−HK$1,537/mo
Today · 4.125%
HK$59,552
baseline
▲ 0.50% · 4.625%
HK$62,691
+HK$3,139/mo
Deposit HK$1.24M · loan HK$11.14M · min. income ≈ HK$119,104/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$464,005 · Scale 2, in force from 26 Feb 2026)